Maintaining Your Status

Maintaining Your Status

As an Accredited ACH Professional, you’re required to maintain your status by earning 60 Continuing Education credits within the five-year accreditation period, with no more than 20 credits completed per year. Fifty minutes of educational activity is equal to one renewal credit: if you participate in an hour and a half (90 minutes) teleseminar, for instance, you should divide 90 by 50, which gives you 1.8 renewal credits.

Continuing Education courses can take a variety of formats, but must fall under one of the six general ACH topic areas:

  • General Payment Overview/Comparative Payment Systems
  • Marketing & Products
  • Risk Management
  • Rules & Regulations
  • Operational Process/Flow
  • Technical Standards/Format



The types of educational activities that count toward accreditation renewal vary widely: 

  • Attend a professional seminar or training, such as those offered through The Payments Institute or Regional Payments Associations.
  • Volunteer on certain NACHA or Regional Payments Association committees or Board of Directors, or enroll in the NACHA Buddy Program as a mentor.
  • Publish an article, book or paper on an ACH topic.
  • Teach a course or seminar on an AAP-related topic.

For more details on eligible educational activities, please refer to the AAP Continuing Education Guidelines

Filing Continuing Education Credits

You can file your credits either online or by U.S. mail. To file by mail, please complete the continuing education submission form.  

Please follow the steps below to file your continuing education credits online.

  1. Login to the NACHA website using your email address, then enter your password.
  2. Navigate to My Profile, located at the top of the homepage. Click on My Education Credit, then click on Pay Credit Submission Fee.
  3. Complete the payment process, then navigate back to AAP Education Credit under My Profile. Click Add Your Credits to open the Self-Reported Credits box.
  4. To enter a self-reported credit, first select the certification area, then enter the activity/event title, number of credits, activity date and program sponsor. Click Save.
  5. Click Add My Credits to repeat process to report up to a maximum of 20 credits.

Credits earned during a calendar year may only be reported in the reporting period specific to the calendar year.  For example: Credits earned in 2019 may only be reported beginning May 1, 2019 through March 31, 2020.  Under no circumstances is NACHA able to accept credits outside the current reporting period. Please refer to the Continuing Education Guidelines for guidance on what educational activities are eligible for AAP continuing education credits.

NACHA conducts 50 audits per year of AAP renewal credits, so you must retain copies of your supporting documentation for at least three years. Any credits that can’t be substantiated, in the event of an audit, will be disqualified.


Accreditation Dates

Continuing Education courses allow the Accredited ACH Professional to stay up-to-date on new rules, regulations and products within the payments industry. The financial institutions, service providers and educational organizations that make up the payments industry support this effort to keep AAPs at the head of their field by offering Continuing Education courses. ACH professionals, on the other hand, benefit by gleaning new information from Continuing Education Courses, which they then use to strengthen their organizations and the quality of the ACH Network as a whole.

2019 AAP Continuing Education Credit Submission Dates and Fees

March 31, 2020 - Standard deadline to submit credits - $95/member $165/nonmember
April 30, 2020 - Late deadline to submit credits - additional $50

Please note: Class of 2018 Accredited ACH Professionals (AAPs) are now eligible to begin reporting 2019 Continuing Education Credits.