About the Exam

The AAP exam consists of 120 multiple-choice questions, which you’re allowed three hours to complete. Twenty of those questions are pilot questions, meaning they won’t be scored. The topics included on the exam are:
General payments overview, including the ACH Network and comparative payment systems
Risk management
Rules and regulations, including the NACHA Operating Rules, government payments and federal and state regulations
Operational process and flow, including origination and receipt, settlement and exception processing
Technical standards and formats 

In addition to studying The Accredited ACH Professional Handbook, which you’ll receive after registering, you have several options to help you prepare to test. The 2018 AAP Handbook is only available to those who have registered to take the AAP exam. This Handbook alone does not provide sufficient background to sit for the exam.

Candidates should expect to receive the 2018 AAP Handbook mid-March via email with a password to access it.

Register to Take the Test

Our test-taking process is designed to be both efficient and flexible. In mid-March, you will receive a confirmation email with an ID number, and instructions to use in setting up a specific testing date and location: we partner with PSI to use its computer-based testing facilities around the country, so you should have plenty of freedom in choosing your exam time and locale. Testing centers are at community colleges, universities, IT centers and aviation centers. You can review testing sites on PSI’s website (link is external) before scheduling, though not all facilities are available on every date.