Any professional in the payments industry can work toward accreditation. If you have worked in ACH for years, you will add a highly respected qualification to your resume. If you are relatively new to the field, you will give yourself an edge over the competition. At a minimum, Nacha requires one year working in the payments industry before taking the AAP exam and recommends at least two years' experience. If you do not have one year's experience but still wish to take the exam you can request a waiver with signature from your employer or your Payments Association. 

Become an AAP

Stand Out in Payments

Nacha has created a series of videos spotlighting the AAP accreditation. You’ll hear from AAPs about the value of the program, as well as what’s involved and why you should consider it.

The annual test window for the AAP exam is during October. Check out the latest information on registration dates and fees.

Join more than 4,200 AAPs and more than 800 APRPs nationwide by following our Path to Success. Register, study, take the exam and then rest! Find out what helped nearly 70% of APRPs pass the exam and what you can do to succeed.

Now that you are an AAP, it is important to maintain your credential with continuing education. Find out how to maintain your designation, including earning and filing continuing education credits.

Nacha offers two national accreditation programs. Invest in your professional development and hone your skills by choosing the payments accreditation that is right for you. 

Access to this popular social networking site encourages interaction between aspiring and current AAPs and APRPs. As a member, you can post or respond to questions, help others to be compliant with the Nacha Operating Rules, government rules and regulations, software and hardware solutions, and more.

Not accredited yet? Gain access after you register for either exam.

Professionals holding the AAP credential are required to comply with the AAP Code of Conduct. Please familiarize yourself with the requirements prior to registering for the exam.